Condiciones de Uso

1. Acceptance of Terms

By creating an account or using ZYXmon (“the Service”), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. These terms take effect upon registration or first use.

2. Service Description

ZYXmon is a portfolio tracking and analysis tool that provides algorithmic insights, technical indicators, dividend analysis, and fair value estimates for informational and educational purposes only. ZYXmon is not a financial advisor, broker, or regulated financial entity. Nothing on this platform constitutes financial advice, investment advice, or any professional recommendation.

3. Eligibility

You must be at least 18 years old to use the Service. By using ZYXmon, you represent that you meet this age requirement and have the legal capacity to enter into these terms.

4. Account Registration

Account creation requires Google OAuth authentication and, during the beta period, a valid invite code. You are responsible for maintaining the security of your account. Each person may create only one account. You must not share your account credentials or invite codes with unauthorized parties.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose.
• Scrape, crawl, or automatically extract data from the Service.
• Redistribute, resell, or commercially exploit data or analysis provided by the Service.
• Attempt to gain unauthorized access to the Service, other accounts, or systems.
• Interfere with or disrupt the integrity or performance of the Service.
• Use automated tools (bots, scripts) to access the Service beyond the provided API.

6. Intellectual Property

The Service, including its design, code, algorithms, analysis models, and content (excluding user data), is the property of ZYXmon and its contributors. You may not copy, modify, distribute, or create derivative works based on the Service without explicit written permission.

7. Your Data

You retain full ownership of any data you enter into the Service (positions, transactions, notes, theses). ZYXmon does not claim any intellectual property rights over your data. See our Privacy Policy for details on how your data is stored, encrypted, and protected.

8. AI and Algorithmic Content

Parts of the analysis, insights, and content displayed on ZYXmon are generated by algorithms and artificial intelligence models. This content is produced automatically and has not been reviewed by a qualified financial professional. AI-generated content may contain errors, outdated information, or inaccurate analysis. It should be treated as a starting point for your own research, not as a definitive assessment.

In compliance with the EU AI Act, AI-generated content within the Service is labeled as such.

9. Third-Party Data

Market data, financial metrics, and exchange rates are sourced from multiple third-party data providers. This data is provided “as is” without warranty of accuracy, completeness, or timeliness. ZYXmon is not responsible for errors or omissions in third-party data.

10. Limitation of Liability

To the maximum extent permitted by applicable law, ZYXmon and its contributors shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Service, including but not limited to investment losses, data inaccuracy, service interruptions, or reliance on any information provided by the Service.

The Service is provided “as is” and “as available” without warranties of any kind, either express or implied.

11. Indemnification

You agree that all investment decisions are made at your own risk and discretion. You shall not hold ZYXmon, its contributors, or its data providers responsible for any investment outcomes. You are solely responsible for consulting qualified professionals before making financial decisions.

12. Service Availability

ZYXmon is currently in beta. We do not guarantee uninterrupted or error-free operation. The Service may be modified, suspended, or discontinued at any time without prior notice. We reserve the right to add, remove, or change features during the beta period and beyond.

13. Account Termination

You may delete your account and all associated data at any time through the Settings page or by contacting us at legal@zyxmon.com. We may suspend or terminate accounts that violate these terms, engage in abusive behavior, or are inactive for more than 24 months (after email notification).

14. Modification of Terms

We may update these terms from time to time. Material changes will be communicated to registered users via email or in-app notification. Continued use of the Service after changes constitutes acceptance of the updated terms.

15. Governing Law

These terms are governed by the laws of Spain. Any disputes arising from or related to these terms or the Service shall be subject to the jurisdiction of the courts of Madrid, Spain.

16. Severability

If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

17. Contact

For questions about these terms, contact us at legal@zyxmon.com.